ALL CAPITAL REALTY, LLC
22 South St, Westborough, MA 01581
508-366-4888 | allcapitalrealty@gmail.com



Posted by All Capital Realty Team on 12/16/2017

Buying a home is a process that can seem daunting and even a little scary to most first-time buyers. After all, being a homeowner is a huge financial and personal responsibility.

To make this lengthy process a bit more approachable, weíre going to break it down into five steps. While these five steps may be somewhat different for each person, depending on their own unique situation, they do comprise most home buyerís experience.

If youíre interested in learning the steps youíll need to take before owning your first home, read on.

Step 1: Know your long-term goals

Before you buy a home, youíll want to have a clear understanding of what you, your spouse, and your family want from the next five or more years. Youíll want to make sure the area youíre moving to can provide things like career advancement and opportunity, good schools for your children, and so on.

These questions may seem obvious, but itís an important conversation to have before making the long-term commitment of owning a home.

Step 2: Your budget and your needs

It might be tempting to hop online and start shopping for houses, but first you should get a clear idea of the size and cost of the house youíre looking for. This involves determining your budget, thinking about your credit and planning for your down payment.

Step 3: Mortgage pre-approval

Getting preapproved for a mortgage can be a great way to gauge the interest late and loan amount youíll be approved for. Youíll need to gather paperwork, including income information (pay stubs), tax returns, and W-2 forms.

Be aware that lenders will run a detailed credit report. Since credit reports count as an inquiry, they can temporarily lower your credit score by a few points.

Applying to several lenders within a short period of time can make a significant impact on your score. However, it will start to rise again within a few months if you donít open any new credit accounts or take out other loans.

Step 4: Get an agent

Real estate agents know the ins and outs of the home buying process better than anyone else. Theyíll be able to guide you through the process and provide you with information that you canít get anywhere else.

Step 5: Pick the right home for you

Now itís time to start home shopping. However, before you begin, remember that getting approved for a loan doesnít mean you must or should seek to spend the full amount on a home.

Plan for your needs, and keep the future in mind. Someday you might decide to upgrade, but in the meantime you can be building your credit and building equity in a smaller or more frugal home.





Posted by All Capital Realty Team on 12/15/2017


46 ROBERTSON DRIVE, Shrewsbury, MA 01545

Edgemere

Single-Family

$180,000
Price

6
Rooms
2
Beds
2
Baths
THIS COZY BUNGALOW / COTTAGE HAS, 2 BEDROOMS AND 2 BATHS WITH A TOTAL GLA OF 1193 SQFT. WALKING DISTANCE TO PLAYGROUND AND 2 MINUTES FROM DOWNTOWN STORES & SHOPPING.... THIS PROPERTY IS BEING ** SOLD AS- IS WITH NO REPAIRS ** SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES // SMOKE CERTIFICATE & FINAL WATER READING ARE BUYERS AGENT RESPONSIBILITY // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFO. AGENTS MUST ACCOMPANY BUYER FOR ALL SHOWINGS // LISTING AGENCY/AGENT DOESN'T WARRANT LISTING. // THIS IS AN ESTATE SALE // PROPERTY WAS BUILT PRIOR TO 1978 AND LEAD BASED PAINT POTENTIALLY EXISTS.
Open House
No scheduled Open Houses

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Categories: New Homes  


Posted by All Capital Realty Team on 12/13/2017

This Single-Family in Leominster, MA recently sold for $240,000. This Colonial style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


80 JAMESTOWN ROAD, Leominster, MA 01453

Single-Family

$199,900
Price
$240,000
Sale Price

8
Rooms
4
Beds
2/1
Full/Half Baths
**MULTIPLE OFFER SITUATION HIGHEST AND BEST BY Wednesday 5:00 PM NO EXCEPTIONS 10/18/2017** THIS COLONIAL HAS 4 BEDROOMS, 2.5 BATHS AND 1632 SQFT. PROPERTY IS SOLD AS- IS. PROPERTY IS WINTERIZED, NO RUNNING UTILITIES-MECHANICALS DE-WINTERIZATION IS BUYERS RESPONSIBILITY. SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES // SMOKE CERTIFICATE & FINAL WATER READING ARE BUYERS AGENT RESPONSIBILITY // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFO. AGENTS MUST ACCOMPANY BUYER FOR ALL SHOWINGS // LISTING AGENCY/AGENT DOESN'T WARRANT LISTING. // ITS RECOMMENDED THAT THE BUYER OR BUYER'S AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER TO CONFIRM ALL.

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Categories: Uncategorized  


Posted by All Capital Realty Team on 12/9/2017

Moving into a new home is an exciting time. As you look at each potential house you imagine yourself living your life there. Eating pancakes at the breakfast bar with your spouse, watching you children run around the large backyard, turning a spare bedroom into your own personal space. The expenses that come with a move, however, arenít quite as exciting. If youíve stretched your dollar a little further than you would have liked but still want to turn your house into a home try these renovations that can fit any budget.

In the kitchen

Pick up some peel and stick vinyl from your home improvement store to add a new backsplash to your kitchen walls without the fuss of tiling. Upgrade your kitchen faucet to something sleek and modern or to a different finish that suits your taste. Install new drawer pulls to cabinets to add your own style to the room.

The Front Door

When you move youíll have lots of people stopping by to visit and admire your new abode. Make a great first impression by updating the front of your home. Paint the front door a bright, friendly color; yellow and red are two classic options. Installing a kick plate to the bottom of your door not only protects your door from everyday wear but also gives your door a more luxe look. Placing vibrant greenery and blooms by the front door, both inside and outside, makes any home feel more welcoming.

Bring new life to old furniture.

You donít need to rush out and buy all new furniture for your new home. Instead, alter pieces you already own. Give your worn-out sofa and arm chairs a modern update with slipcovers. Buy a colorful ottoman and some throw pillows to give your living room a whole new feel. Adding wallpaper or an accent color to the back of a bookcase gives the piece some flair for little effort. Artfully arrange books and knick knacks without overcrowding to bring a designerís touch to the room.

Tiny Changes, Big Impact

Sometimes itís the small things that make the biggest difference when updating a home. Swap out old, basic switch and outlet plates for ones with more style. With options spanning the ornate to imitation stone, youíre guaranteed to find a style that suits your decor. Add bold new house numbers in a bright color or arranged in a unique way. The more creative you get, the bigger an impact youíll make. Install new light bulbs designed to bring a bright but friendly warm light to make each room feel more inviting.

Even if your budget is tighter than you would like there are still small home improvements you can make your new house feel a lot more like your home. Sometimes all it takes is a dose of your favorite color or the simple act of putting your own personal stamp on the place.





Posted by All Capital Realty Team on 12/7/2017

This Single-Family in Sutton, MA recently sold for $157,500. This Ranch style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


32 HOUGH ROAD, Sutton, MA 01590

Single-Family

$159,900
Price
$157,500
Sale Price

5
Rooms
3
Beds
1
Baths
IF YOU'RE LOOKING FOR A FIXER-UPPER WITH PRIVACY ON 0.45 ACERS OF LAND AND CLOSE TO HIGHWAYS AND AMENITIES THIS IS THE ONE. ** THIS PROPERTY IS SOLD AS-IS ** SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES. PROPERTY IS ON WELL AND SEPTIC AND NO TESTS HAVE BEEN DONE. PROPERTY IS SOLD AS- IS. CASH BUYERS OR REHAB LOAN ONLY, PROPERTY WINTERIZED NO RUNNING WATER OR MECHANICALS. // SMOKE CERTIFICATE, WELL WATER TEST AND TITLE 5 ARE BUYERS RESPONSIBILITY // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFO. AGENTS MUST ACCOMPANY BUYER FOR ALL SHOWINGS // LISTING AGENCY OR AGENT DOESN'T WARRANT LISTING. // IT'S RECOMMENDED THAT THE BUYER OR BUYER'S LAWYER OR AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER TO CONFIRM ALL CHARGES FOR CLOSING. BUILT PRIOR TO 1978- LEAD BASED PAINT POTENTIALLY EXISTS.






Categories: Sold Homes  




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