ALL CAPITAL REALTY, LLC
22 South St, Westborough, MA 01581
508-366-4888 | [email protected]



Posted by All Capital Realty Team on 5/25/2019

Every homeowner knows how difficult it is to maintain a household. There are so many things that could go wrong in ones life that committing to significant home payments may cause trouble.

Those who have been in debt knows that the reality of real estate is that it goes up. The value of your house would increase with the limited inventory and the high demand for homes. 

Refinancing is always a viable option for every homeowner. With that, if you are asking if refinancing is a good step for you, the following should provide an answer:

First, refinancing is not a one size fits all kind of solution. It has different types which would determine if it is the right step for you.

There is a cash-out refinance which allows the homeowner to take advantage of the increase in price and replace the existing mortgage with a new one. Every person should know, however, that taking out cash-out refinancing is not good for those who cannot handle their payments in the first place. It renews your loan and extends it for a period, but it is not always a solution for those who lack self-control.

There is also a rate refinance where you would renegotiate the interest rates that you are paying. This one is a good step for those who are willing to pay off some of the debt through the equity and place it directly on loan.

Second, refinancing is not free. A common mistake that people think is that their refinancing option is open, so they get shocked when they have to pay about a thousand dollars for it. If you are in a position where you can afford a thousand dollar lost for tens of gain, it should be a good step for you.

Third, refinancing extends the term of your loan. You may feel like you get out of debt with refinancing but what you are only doing is reaching the end of your credit, and you are still in debt.

Now that you know some facts about refinancing, you can make a better decision if it is right for you and your mortgage. A financial adviser could advise you, but it is you who ultimately makes the decision.

Keep in mind that in case you need to ask more questions, you should ask a real estate professional and seek help from the experts.




Categories: Real estate   Mortgage   refinance  


Posted by All Capital Realty Team on 5/25/2019

This Multi-Family in Worcester, MA recently sold for $265,000. This style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


214 DEWEY STREET, Worcester, MA 01610

Multi-Family

$259,900
Price
$265,000
Sale Price

3
Units
1,664
Approx. GLA
LOOKING FOR A MULTI FAMILY IN THE CLARK UNIVERSITY AREA BUILD 1988? THIS MAY BE THE ONE FOR YOU. NEW TO THE MARKET AND PRICED TO SELL. WELL MAINTAINED AND FULLY RENTED MULTI FAMILY UNIT WITH 5 BEDROOMS AND 3 FULL BATHS WITH OFF STREET PARKING.. LAUNDRY IN EACH UNIT. GOOD INCOME & READY TO GO.. LIVE IN ONE UNIT AND RENT OUT THE OTHER TO HELP PAY THE MORTGAGE. TENANTS PAY THEIR OWN GAS AND ELECTRIC. GROUP SHOWINGS ONLY ON FRIDAY 15TH 6PM -7PM

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Categories: Sold Homes  


Posted by All Capital Realty Team on 5/24/2019


19-21 WOOD STREET, Fitchburg, MA 01420

Land

$16,146
Price

0.08
Acres
Parking
Land Type
**Price Reduced **VACANT LOT SIZE 3370 SQUARE FEET, CONVENIENTLY LOCATED NEAR FITCHBURG STATE COLLEGE, SHOPPING, COMMUTER RAIL AND OTHER DOWNTOWN AMENITIES. FHA UNINSURABLE. UNBUILDABLE VACANT LOT. PROPERTY IS NOT LOCATED IN A FEMA SPECIAL FLOOD HAZARD AREA BUT IS LISTED AS A MODERATE TO LOW FLOOD RISK. THIS IS A HUD PROPERTY & SOLD AS- IS. HUD WILL NOT REPLACE OR REPAIR ANY ISSUES! // BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFORMATION // LISTING AGENCY/AGENT DOESN'T WARRANT LISTING. // IT IS RECOMMENDED THAT THE BUYER OR BUYER'S LAWYER OR AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER // PROPERTY IS BEING LISTED AS UI - UNINSURED HUD CASE # 251-14194A / PLEASE SEE ATTACHED DISCLOSURES. HUD HOMES SOLD AS-IS BY ELECTRONIC BID ONLY. ELIGIBLE FOR ALL BIDDERS FROM 05/24/19 BIDS DUE DAILY, UNTIL SOLD. PLEASE MAKE AN APPOINTMENT TO VIEW THIS HOME WITH A REAL ESTATE AGENT OR BROKER OF YOUR CHOICE.
Open House
No scheduled Open Houses






Tags: Real Estate   Land   Fitchburg   01420  
Categories: Price Change  


Posted by All Capital Realty Team on 5/23/2019


26 GORDON ROAD, Shrewsbury, MA 01545

Single-Family

$204,500
Price

6
Rooms
2
Beds
1/1
Full/Half Baths
**Price Reduced **THIS HOME OFFERS 2 BEDROOMS AND 1.5 BATH WITH 1189 SQFT. SITUATED ON 0.11-ACRES IN A CONFORMING NEIGHBORHOOD NICE FENCED IN BACK YARD FOR SUMMER FUN AND BARBECUES WITH PLENTY OF SPACE FOR KIDS AND PETS TO PLAY. ** SOLD AS-IS ** SELLER WILL NOT REPLACE OR REPAIR ANY ISSUES! ** CASH BUYERS OR REHAB LOAN ONLY ** SMOKE CERTIFICATE, SELCO LIEN LETTER & FINAL WATER READING ARE BUYERS/BUYER'S AGENT RESPONSIBILITY. BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING. // IT IS RECOMMENDED THAT THE BUYER, BUYER'S AGENT AND ATTORNEY PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER. PROPERTY WAS BUILT PRIOR TO 1978 AND LEAD BASED PAINT POTENTIALLY EXISTS. TECHNOLOGY FEE OF $150.00 IS APPLICABLE AT CLOSING. THE SELLER PREFERS ALL OFFERS TO BE SUBMITTED BY THE BUYER'S AGENT VIA WWW.XOME.COM.AUCTION BIDDING WILL BEGIN 05-25-2019, and ends 05-29-2019
Open House
No scheduled Open Houses

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Categories: Price Change  


Posted by All Capital Realty Team on 5/21/2019

This Single-Family in Worcester, MA recently sold for $140,000. This Colonial,Other style home was sold by All Capital Realty Team - ALL CAPITAL REALTY, LLC.


66 FOURTH STREET, Worcester, MA 01602

Single-Family

$125,000
Price
$140,000
Sale Price

5
Rooms
3
Beds
1/1
Full/Half Baths
THIS SINGLE FAMILY ATTACHED OFFERS 3 BEDROOMS, 1 FULL & 1 HALF BATH WITH 1200 SQFT OF LIVING SPACE. CLOSE TO ALL AMENITIES. THIS IS A HUD PROPERTY & SOLD AS- IS. HUD WILL NOT REPLACE OR REPAIR ANY ISSUES * * SMOKE CERTIFICATE & FINAL WATER READING ARE BUYERS / BUYERS AGENT RESPONSIBILITY / BUYER NEEDS TO PERFORM ALL DUE DILIGENCE AT BUYERS EXPENSE & TO VERIFY ALL LISTING INFORMATION / LISTING AGENCY/AGENT DOESN'T WARRANT LISTING / IT IS RECOMMENDED THAT THE BUYER OR BUYER'S LAWYER OR AGENT PERFORM DUE DILIGENCE ON BEHALF OF THE BUYER // HUD CASE # 251-306707 PROPERTY IS BEING LISTED AS IN. INSURED. ELIGIBLE FOR FHA 203K FINANCING AND CASH / PLEASE SEE ATTACHED DISCLOSURES. HUD HOMES SOLD AS-IS BY ELECTRONIC BID ONLY. ELIGIBLE BIDDERS: OWNER OCCUPANTS, NONPROFITS & GOVERNMENT AGENCIES ONLY FROM 02/01/19 02/10/2019 BY 11:59 PM CST THEN DAILY UNTIL SOLD. PLEASE MAKE AN APPOINTMENT TO VIEW THIS HOME WITH A REAL ESTATE AGENT OR BROKER OF YOUR CHOICE.

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Categories: Sold Homes  




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